Bespoke wealth
My aim is to help you create wealth over the long term. I craft each plan around your specific goals and situation, so the solution you get is tailored — built to help you reach financial freedom, not just a return number.
About
We shouldn't work together if:
We sit down and map out your current financial position and your goals — bucketed by time horizon, by risk, and by your actual risk appetite, not a generic score.
I allocate your assets accordingly, then monitor and rebalance them as your situation and the markets change.
Plan the numbers
These are illustrative estimates based on a constant assumed rate of return, capped at 18% — actual mutual fund returns vary and are never guaranteed. Type an exact figure or drag the slider; both stay in sync.
Assumes the same investment made on the same date each month, with returns compounding monthly. Return is capped at 18% — that's the sandbox limit for this estimate, not a guarantee.
Assumes withdrawals are made monthly while the remaining balance keeps compounding. Return is capped at 18%.
Shows what today's money could become — useful for sense-checking a single goal, like a lump sum from a bonus or a sale. Return is capped at 18%.
The full picture
Most people plan the accumulation years and the withdrawal years separately. This shows them as one line — building a corpus through a SIP, then drawing it down through a SWP once the goal (retirement, for most people) arrives.
Each bar is one year's closing balance. The line where the color changes is the point the goal is reached and withdrawals begin. Illustrative only — both phases assume a constant, capped-at-18% rate of return.
Before you look at a single fund
Every scheme you'll come across falls into a small number of SEBI-defined categories — equity, debt, hybrid, and a few others. A short guide to what each one actually means, including the Life Cycle Fund category introduced in February 2026.
Transparency & sovereignty
You can change your mutual fund distributor at any time by signing a Change of Broker form with your new broker, or switch your units to a direct plan. Any SIPs placed through my app can be stopped whenever you choose.
I receive a commission from the mutual fund companies, based on the value of your investments — you pay me no fees directly. I'll happily share the commission structures across different fund companies, and you'll see the exact rupee value of what I've earned in your Consolidated Account Statement (CAS), sent to your registered email every September and March.
Get started
A short outline of your situation is enough to begin — we'll go deeper together.